We’ve shared quite a bit of information regarding the actual building process at Carolina Custom Homes, but we’ve realized that folks also have a lot of questions about the necessary steps to take before they commit to the building process. So, if you’re looking forward to building your dream home, but aren’t sure how to start getting your money in order to do so, this one’s for you. Typically, whether you’re buying an existing home or are looking to build a home, getting your money sorted out should look something like this:

Whether you’re a first time home builder or you’ve been through this before, the building process can feel overwhelming. Here’s the good news: everything from working with real estate agents, finding land, and choosing your floor plan can and should be simple, approachable, and even enjoyable. How? By partnering with a team who  is up front and consistent with their policies and processes. On top of giving you the freedom and enjoyment of making your dream home a reality, when you partner with the right homebuilders, you can count on:

We hear from homebuilders and homebuyers alike that both processes can seem daunting and overwhelming when you’re just getting started. Take the mystery and anxiety out of buying a home process by getting a quick overview of the home buying process.

You’re buying your first home and you’re trying to decide the big question: to build, or to buy?  Most first time homebuyers consider building to be too expensive, a dream too big to attain. Today we want to consider some pros of buying an existing home or building a new one.

Buying your first home is chock full of questions:

Today we’re going to be doing something a little different - we’re highlighting one of our top realtor relationships!  No business can be successful without good partnerships, and our relationship with Vali Paquette and Jessica Bryant at Homes by Vali and Jess has been an important factor in our growth over the last couple of years.  We sat down with the two of them and talked about their business and what it’s like working with us here at Carolina Custom Homes.

Do you already have the deed or are you about to inherit land?

If you’re about to inherit land but the deed is not yet in your name, you’ll need to receive a transfer of ownership from the executor of the estate (who must be appointed by the court during the probate process), and you’ll need to make sure all the legal odds and ends are tied up before you make any long-term plans for the inherited estate.

Choosing a building site for the construction of your home.

Building your dream home is full of exciting, fun decisions. However, before you can get started on designing the floor plan, choosing paint colors, and calling dibs on the best bedrooms or home offices, you have to find a piece of land on which to build your new house. Whether you’re purchasing land in a subdivision or a rural area, you’ll want to ask yourself a few questions to help you figure out which one is the perfect lot for you:

Not thinking about your long-term plans

Many first time home buyers are quick to buy a home when they realize they qualify for programs that allow them to put down a smaller down payment and get a house sooner than they originally planned, but have you really thought about the long-term implications of buying a home? Here are a few questions to consider:

How does my credit rating relate to buying a home?

When you apply for a mortgage loan, mortgage lenders look at several different factors, such as: