Buying your first home is chock full of questions:

Today we’re going to be doing something a little different - we’re highlighting one of our top realtor relationships!  No business can be successful without good partnerships, and our relationship with Vali Paquette and Jessica Bryant at Homes by Vali and Jess has been an important factor in our growth over the last couple of years.  We sat down with the two of them and talked about their business and what it’s like working with us here at Carolina Custom Homes.

Carolina Custom Homes’ Building Process

Maybe you’re already familiar with the home-buying process or maybe you’re considering purchasing or building your first home. From working with real estate agents and custom home builders to simply choosing a floor plan, the whole process can seem daunting, but it doesn’t have to be.

Do you already have the deed or are you about to inherit land?

If you’re about to inherit land but the deed is not yet in your name, you’ll need to receive a transfer of ownership from the executor of the estate (who must be appointed by the court during the probate process), and you’ll need to make sure all the legal odds and ends are tied up before you make any long-term plans for the inherited estate.

Choosing a building site for the construction of your home.

Building your dream home is full of exciting, fun decisions. However, before you can get started on designing the floor plan, choosing paint colors, and calling dibs on the best bedrooms or home offices, you have to find a piece of land on which to build your new house. Whether you’re purchasing land in a subdivision or a rural area, you’ll want to ask yourself a few questions to help you figure out which one is the perfect lot for you:

Not thinking about your long-term plans

Many first time home buyers are quick to buy a home when they realize they qualify for programs that allow them to put down a smaller down payment and get a house sooner than they originally planned, but have you really thought about the long-term implications of buying a home? Here are a few questions to consider:

How does my credit rating relate to buying a home?

When you apply for a mortgage loan, mortgage lenders look at several different factors, such as:

Some families prefer a traditional home with plenty of nooks and crannies to hide away in, but then there are families who love wide open floor plans that are perfect for entertaining a big family, friends, neighbors, and whomever else they can make room for! If you fall into the latter category and your dream home has plenty of spaces for gathering, celebrating, and spending time together, you’ll love these featured floor plans.

New year, new home? Here are three New Year’s resolutions to help you reach your financial goals and buy your own home with confidence.

Saving for a downpayment on a home.  That sentence causes a lot of stress for a lot of people and makes many hopeful homeowners believe they won’t ever own a home.  Today we want to dispel some of those fears and bring you a little bit of hope, peeling back the complexity of buying a home.